Accidents, however small they might be, can ruin both the parties involved and if the case is tricky, you can forget about getting out of it. Starting from the police till the insurance company, everybody gets involved and it is very difficult to get back to normalcy. As soon as you meet with an accident and if you are held responsible for it, the first you will face is the accident liability case. This liability is determined by taking a plethora of factors into consideration. But whatever the case be, you will surely require the help of a good lawyer who can defend you.
It is a common notion that the police determine the accident liability and the case solely rests in their hands. But this is wrong and you should know that the insurance company actually calculates the damages and submits it. The police only collect the evidences and talk to both the parties about the accident. They absolutely have got nothing to do with the accident liability. Sometimes, if both the parties opt for out-of-court settlement, the police would act as the negotiators and ensure that both the parties are treated well.
If people get injured in an accident due to the negligence of the other party, they have all rights to take the help of a lawyer and file a case. Many times, the opposite party denies making an accident and that is when the police and the insurance company intervene and calculate the accident liability. People who are injured severely and have to be hospitalized for many days should bear the medical bills. But the person who is responsible for the accident is made to take care of the medical bills if he is proved to be guilty.
The insurance company takes the driver’s physical condition, his driving experience, previous records, the weather conditions, the road, traffic rules and codes and many other things into consideration before calculating the accident liability. All this actually takes a lot of time because the police department must collect enough number of proofs and submit them to the company. If you can get a lawyer’s help, there’s nothing like it and you can save yourself from getting deeper into the mess.
Accident liability entirely rests in the hands of the insurance companies and do not nod your head for everything they say. Fight it out with the help of your lawyer if you are really innocent.